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First home buyer grants in Western Australia 2026

See every first home buyer benefit in Western Australia: the grant, stamp duty savings, and federal schemes. Enter your price to see your total.

What are you buying?

New home includes off-the-plan and never-lived-in homes. Land + build is a house-and-land package or a building contract.

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Last checked 17 October 2026How we calculate

First Home Owner Grant in Western Australia

WA's First Home Owner Grant is $10,000 for a new home. From 7 May 2026, the value cap is $800,000 south of the 26th parallel, which includes all of Perth, and $1,000,000 north of it.

Stamp duty for first home buyers

From 7 May 2026, the first home owner rate means no duty on a home up to $600,000 and a reduced rate up to $800,000. For vacant land it's no duty up to $450,000 and a reduced rate up to $550,000. The duty concession is no longer tied to the grant's value cap.

The duty concession covers established homes, so an established home at $600,000 or less is duty-free.

Work out your exact duty with the WA stamp duty calculator.

What first home buyers get: examples

ExampleGrantDuty without concessionDuty you payTotal benefit
New home, $650,000$10,000$24,890$8,075$26,815
Established home, $600,000$0$22,515$0$22,515

Who's usually eligible

  • You're 18 or over, and at least one buyer is an Australian citizen or permanent resident.
  • You (and your partner) haven't owned a home in Australia before or received a first home grant.
  • You move in within 12 months and live there for at least 6 to 12 months, depending on the scheme.

The exact rules differ between the grant and the duty concession, so check each one before you sign.

Federal schemes you can add

5% Deposit Scheme. Buy with a 5% deposit (2% for single parents) and pay no lenders mortgage insurance. There are no income limits or caps on places, but the price must be under the cap for your area: $850,000 in WA ($600,000 in regional areas). Estimate what you'd save with the LMI calculator.

Help to Buy. The government can take an equity share in your home, so you need a smaller loan. For 2026–27 the income limits are $103,000 for singles and $165,000 for couples and single parents. Property price caps and other conditions apply.

First Home Super Saver scheme. Save part of your deposit inside super, where it's taxed at 15%. You can contribute up to $15,000 a year and release up to $50,000 in total. Our salary sacrifice calculator shows how much you'd save.

Common questions

How much is the first home owner grant in WA?

It's $10,000 for a new home valued up to $800,000 south of the 26th parallel, or $1,000,000 north of it.

Do first home buyers pay stamp duty in WA?

Not on a home up to $600,000 for agreements from 7 May 2026. Between $600,000 and $800,000 a reduced rate applies.

Did WA change its first home buyer rules in 2026?

Yes. On 7 May 2026 WA raised the duty-free threshold from $500,000 to $600,000, raised the concession limit to $800,000, and raised the grant cap south of the 26th parallel to $800,000.

Grants in other states

General information only. Grants and concessions have detailed conditions and can change. Source: RevenueWA; Housing Australia.