First Home Owner Grant in the Northern Territory
The HomeGrown Territory grant is $50,000 for first home buyers building or buying a new home, for contracts signed from 1 October 2024 to 30 September 2027. There's no price cap. The $10,000 grant for established homes ended on 30 September 2025.
Existing home owners buying or building a new home may get the $30,000 FreshStart New Home Grant.
Stamp duty for first home buyers
The NT has no stamp duty concession for first home buyers of established homes. But a house-and-land package bought from a builder, with a contract from 1 July 2022 to 30 June 2027, may be completely exempt, for any buyer.
The NT grant is the biggest in Australia. On a $500,000 new home, the $50,000 grant is worth more than the $23,929 stamp duty.
Work out your exact duty with the NT stamp duty calculator.
What first home buyers get: examples
| Example | Grant | Duty without concession | Duty you pay | Total benefit |
|---|---|---|---|---|
| New home, $500,000 | $50,000 | $23,929 | $23,929 | $50,000 |
| Established home, $450,000 | $0 | $20,057 | $20,057 | $0 |
Who's usually eligible
- You're 18 or over, and at least one buyer is an Australian citizen or permanent resident.
- You (and your partner) haven't owned a home in Australia before or received a first home grant.
- You move in within 12 months and live there for at least 6 to 12 months, depending on the scheme.
The exact rules differ between the grant and the duty concession, so check each one before you sign.
Federal schemes you can add
5% Deposit Scheme. Buy with a 5% deposit (2% for single parents) and pay no lenders mortgage insurance. There are no income limits or caps on places, but the price must be under the cap for your area: $750,000 in NT ($600,000 in regional areas). Estimate what you'd save with the LMI calculator.
Help to Buy. The government can take an equity share in your home, so you need a smaller loan. For 2026–27 the income limits are $103,000 for singles and $165,000 for couples and single parents. Property price caps and other conditions apply.
First Home Super Saver scheme. Save part of your deposit inside super, where it's taxed at 15%. You can contribute up to $15,000 a year and release up to $50,000 in total. Our salary sacrifice calculator shows how much you'd save.
Common questions
How much is the first home owner grant in the NT?
The HomeGrown Territory grant is $50,000 for a new home, for contracts signed by 30 September 2027. There's no price cap.
Can I get a grant for an established home in the NT?
Not any more. The $10,000 established home grant ended on 30 September 2025.
Do first home buyers pay stamp duty in the NT?
Yes, on established homes. A house-and-land package from a builder may be exempt until 30 June 2027.
Grants in other states
General information only. Grants and concessions have detailed conditions and can change. Source: NT Government, HomeGrown Territory; Housing Australia.